FI-014 · Finance & Commercial
Business Funding and Debt Toolkit
Choose and manage funding on purpose, not just take whatever's offered first
IN PREPARATION
About this toolkit
A practical Finance & Commercial toolkit that helps owners and managers understand the evidence, make a controlled decision and turn it into owned action. Choose and manage funding on purpose, not just take whatever's offered first.
What this toolkit helps you achieve
- Define the genuine funding need and term
- Compare true cost, covenants and flexibility
- Monitor repayments, headroom and lender commitments
What’s included
- The Four-Part Funding Cycle: Assess, Compare, Decide, Manage
- The Five Golden Rules of business funding, on one page
- A plain-English guide to the four pillars a funding decision rests on: Funding Need, Cost of Capital, Covenants & Terms, Repayment Capacity
- A worksheet and checklist for comparing and managing a funding decision
- A twelve-question coaching bank for the conversation before, during and after choosing funding
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Best for
Owners and managers comparing borrowing options or managing existing debt and funding facilities.
Expected practical outcome
Assess the genuine funding need before shopping for options, by purpose, amount and time horizon. Compare what's on offer by true cost and fit, not by how quickly the money would land in the account, and manage the facility deliberately once it's in place rather than filing it away until the next renewal.